Single Premium Immediate Annuities And Social Security: How They Work Together?
Did you know that nearly 90% of retirees rely on Social Security as their primary source of income? While this federal benefit is a crucial part of retirement planning, it might not always be enough to cover all your expenses! According to a 2023 report from the Center for Retirement Research, Social Security typically replaces only about 40% of pre-retirement income for the average worker. This is where a single premium immediate annuity (SPIA) can play a significant role.
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